proposal.md
  has 5 H2 sections         : True
  references the v1.0 code  : True
  declares risk level       : True
design.md
  has decision section      : True
  mentions LIVING TRUST x5  : True
tasks.md
  has 2 tasks (Givens)      : True
  has spec delta block      : True
ALL CHECKS PASSED - proposal is ready for review
